Auto parts burden index

　　Accessories burden index may become the basis for auto insurance pricing

A senior industry source said, "the car accessories common consumer burden index" reflects the daily vehicle usage fees, the burden of the higher index of car use cost may be higher, means that auto insurance premiums may be more expensive, according to the comparison of burden index reference consumers in the selection of related models.

　　In March this year, the China Insurance Regulatory Commission announced the "deepening the terms of commercial auto insurance rates management system reform plan" (hereinafter referred to as the "plan"), Shandong, Guangxi, established in Heilongjiang, Chongqing, Shaanxi, Qingdao and other 6 areas under the jurisdiction of the insurance regulatory bureau for the reform pilot area, since April 1st this year to start a pilot.

　　"Program" clearly the division of responsibilities and tasks related units. China Insurance Association is responsible for the development of commercial vehicle insurance model clauses and premium industry benchmarks, the establishment of a new commercial vehicle insurance terms evaluation and protection mechanisms. Property insurance company is responsible for the independent determination of the terms of commercial auto insurance, the scientific determination of the rate of commercial auto insurance, according to the provisions of the commercial insurance auto insurance rates, the establishment of commercial vehicle insurance terms rate monitoring mechanism.

　　Deputy director of Aftermarket Association Feng Jun said, according to foreign experience, accessories burden index is an important reference index, but the price of auto insurance rates, China auto insurance rates is given to the market the company decided to do business, company is the company's behavior.

　　Su Yaohui also believes that the determination of commercial auto insurance rates determined by a variety of factors, the principle is to give the pricing right to the insurance agency, the right to the market. As to whether the insurance company is responsible for determining the rate of reference to the burden index and how to determine the choice of the insurance company. According to foreign experience, accessories burden index, driving habits and so on are an important reference for auto insurance rates, the data can be more fully auto insurance pricing science.

Relevant

20 commonly used models than zero integer data exposure

　　PICC Concord Auto Repair Association also released the third batch of 20 domestic common models than zero integer data. Data show that Beijing Benz E class W212 models zero integer ratio of 20 models, up to 6.6 times. Then the zero integer ratio of the top 5 are the BMW 5 series F18 (6.53 times), Honda fit (4.93 times), FAW Audi Q3 (4.64 times), FAW TOYOTA RAV4 (4.1 times), Dongfeng Nissan Sylphy (3.94 times).

　　In April 2014 two the Association jointly issued the 18 kinds of common models of the whole vehicle accessories than zero coefficient, Beijing Benz C class car with 1273% W204 zero integer ratio of Department of digital in the first place. Subsequently, the FAW Audi customer service that cut the price of spare parts, the same year in August, Chrysler, Benz, BMW, Guangzhou TOYOTA, Guangzhou Honda, Nissan has announced a reduction in the price of spare parts in 2015 January, customer service, customer service Benz announced another cut the price of spare parts, the price effect is obvious.